Refusing to Settle

► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

Here are two things you must do with your money. Why is it that 1% of the population controls 99% of the wealth, it’s what we’re going to talk about today. Something Einstein called the 8th wonder of the world.
How to stop working for money and make money work for you.
All that and more… coming up.

Stop settling start living
Clark

The course on how I made money while traveling the world: ► https://www.myvideobreakthrough.com

The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @clarkdangerous
Facebook ► /clarkdangerous
Instagram ► @clarkdangerous
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA

Direct download: 2_Things_You_MUST_Do_With_Your_Money.mp3
Category:general -- posted at: 12:00pm PDT

► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

It’s a simple question - just one question I want you to ask yourself. Maybe hard to do. I want to give you this question, but first I want to tell you a story.

All this comes from NEW My Best Journal 2.0 Course and the 30-Day Coaching Program inside the course. The entire course is packed full of bite-size daily lessons for an entire month.

Get the 30-Day Coaching Program here ► http://mybestjournal.com

Stop settling start living
Clark

The course on how I made money while traveling the world: ► https://www.myvideobreakthrough.com

The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @clarkdangerous
Facebook ► /clarkdangerous
Instagram ► @clarkdangerous
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA

Direct download: One_Tough_Question_You_MUST_Ask.mp3
Category:general -- posted at: 12:00pm PDT

► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

Heres a simple video on how to prevent burnouts. Burnouts are a thing any success driven person will need to learn to master. This lesson comes from the NEW MyBestJournal 2.0 course. You can get this full lesson, along with 29 other lessons in the Bonus 30-day coaching program that comes with MBJ2.

Get the full 30-Day Coaching Program: ► http://mybestjournal.com

Stop settling start living
Clark

The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @clarkdangerous
Facebook ► /clarkdangerous
Instagram ► @clarkdangerous
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA

Direct download: How_to_Prevent_Burnouts.mp3
Category:general -- posted at: 12:00pm PDT

► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

It's been said "success leaves clues" -- these are clues of what to do so you can achieve similar results. I thought it'd be fun to flip the script. In this video, I’m touching on FIVE stupid mistakes I made as an Entrepreneur year one. These are the Top 5 Mistakes I Made Year ONE As An Entrepreneur - failures also leave clues. DO NOT DO THESE five mistakes!

Stop settling start living
Clark

The course on how I made money while traveling the world: ► https://www.myvideobreakthrough.com

The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @clarkdangerous
Facebook ► /clarkdangerous
Instagram ► @clarkdangerous
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA

Direct download: 5_STUPID_Mistakes_I_Made_My_First_Year_as_an_Entrepreneur.mp3
Category:general -- posted at: 12:00pm PDT

►Free Money Monday Cheat Sheet: https://goo.gl/NkSiZQ
► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
My Favorite App That Makes Saving Money Easy and Painless: ► https://goo.gl/FRuXC4

Is getting rich a skill that can be taught? In this video, we’re going over 10 ideas that could literally make you a fortune if you apply them…. or cost you if you don’t.

Hey, there it's Clark from refusingtosettle.com - back with another book review series. This is the book summary series where we take the best books in personal development, business, finance, psychology, condensing down 300+ pages into ten BIG ideas you can walk away with and take action on.

This weeks book is "I Will Teach You To Be Rich" by Ramit Sethi.

I Will Teach You to Be Rich is the BEST book with the WORST title. I love Ramit - took a couple of his courses and he goes the extra mile with content.

I read this book last month when I was on tour, get up every morning and go to the back lounge and read this for two hours. I got so motivated when I got home took my tour pay and did everything this book said to the T. Loved what was in here and how ACTIONABLE the advice was. Especially if you’re in early/mid 20’s.

DISCLAIMER: I always like saying this before the video - check with a professional before taking ANY advice on youtube. Never listen to ANYONE who doesn’t tell you to get a second opinion. Remember, it's always your call - don’t put responsibility in someone else.

THE 10 BIG IDEAS:

1. RICH LIFE
A lot less than you think
Nice suit? Nice watch? Instagram bling? It’s all a lie… 50% of millionaires surveyed said never bought a suit more than $400 or a watch above $200!
What does “rich” mean to you?

2. START TODAY
power of getting rich is in compounding
You’re already LOSING money by not taking action

3. CREDIT DEBT
70% of USA in credit debt (AVG $7,000)
70% of USA carry a balance - 50% won’t reveal how much to best friend!
When surveyed 75% USA said they make a big credit purchase they pay it off immediately.
GET OUT NOW (30% of credit score is based on amount of debt you carry)
Ironically, (borrowing other people’s money aka “credit”) credit is CRUCIAL for getting rich. BIG wins - credit purchases are huge (house, car, etc) and the interest rate you get depends on credit score/report. Could literally save or cost you tens of thousands of dollars over the course of 20/30 years!

4. Index funds
Warren Buffett favorite - leave his kids all money in these
These stocks use computers to find funds and average the market (SP 500 or NASDAQ).
VFINX is one I like to follow (don’t own YET, explain next point).
low fee index funds are key — (0.2%-0.75% annual)

5. Lifecycle funds
Get rich if you’re lazy? Rebalancing portfolio takes work, time, knowledge, research, etc. Lifecycle or “Target Date Funds” Specific type of mutual fund helps diversify portfolio for you based on your age. I own VFIFX - vanguard lifecycle

6. 401k MAX OUT
EX: Assume I made a bet with you - for every $1 you put into investing, I’d give you $1 for free. Up to $5,000. No risk to you. Would you do it? THAT’s WHAT 401k IS!
25 and under age less than 1/3 participate in 401k program (less than 4% max out). if employer offers 401k match - do it!

7. Rethink owning a house
“best investment”
A) Extremely risky (not diversified portfolio if $777k in one area)
B) Hidden fees we don’t think about (purchase price + Interest (can double cost) + Taxes + Insurance + Maintenance + Major repairs or improvements = TOTAL (3-4x purchase price).
C) Investment? Who sells the house then keeps the money in smaller house? No one! We get a BIGGER house - never invest profits we “made” from the investment.

8. Roth ira MAX OUT
Everyone should have (especially in your 20s)
59 and 1/2 can withdraw everything tax free

9. don’t be normal
Being average is NOT good in the USA
76% of USA living on paycheck to paycheck
66% USA overweight or obese

10. Emergency Fund
Quapital app: ► https://goo.gl/FRuXC4

stop settling start living
clark

The course on how I made money while traveling the world: ► https://www.myvideobreakthrough.com

The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @refusingtosettle
Facebook ► /refusingtosettle
Instagram ► @refusingtosettle
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA


Hey refusers, today's a special video! My friend Aaron Doughty is filling with an awesome video about how to reprogram your subconscious mind! So much of what we think and how we behave we are not conscious of! It's sort of like an iceberg where our conscious thoughts are only the visible stuff, that 10% above the surface and the other 90% beneath the water is our subconscious thoughts. Needless to say, this stuff is important. He's got a great channel all about reprograming your subconscious mind, The Law of Attraction, Sleep Hypnosis, and lots more! be sure you check out Aaron's Channel here:► https://goo.gl/s288QM

Stop settling start living
Clark

► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

✖︎ YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

✖︎ SOCIAL
Join the NEW RTS FB Mastermind Group ► https://goo.gl/wsNnwu
Blog ► http://www.refusingtosettle.com
Podcast ► https://goo.gl/2RIqcY
Twitter ► @clarkdangerous
Facebook ► /clarkdangerous
Instagram ► @clarkdangerous
Snapchat ► @clarkdangerous

✖︎ SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA

✖︎ MY PRODUCTS & COURSES
Video Breakthrough Academy ►http://https://www.myvideobreakthrough.com
The Ultimate Guide to Keeping A Journal ► http://www.mybestjournal.com
YouTube Success Formula (Kindle) ► http://amzn.to/2j86PRU
Gear & Resources I Recommend ► https://goo.gl/FGmQUU
Hair Product Company I own/use "Kegley & Co" ► https://kegleyco.com/

✖︎ WANT TO BE COACHED BY ME?
Ready to take your business or YouTube channel to the next level? To apply for business coaching send me an email: clark@refusingtosettle.com (serious applicants only)


► Claim Your Free YouTube Passive Income Course: https://goo.gl/mF2Ymi
► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

You’re watching this right now because you’re success driven. You have that drive and ambition to do big things. Today we’re going over 3 words that can block…. all of that.

What have I done!?!? 😱 
Do you ever get over ambitious and make a commitment only to realize... it was probably TOO BIG. Whatever. I'm still going for it!

In my last video, I talked about starting my 50 for 50 video challenge.
That means I’ll create a NEW video every single day for fifty days.
It also means I will have no social life.

Oh and get this! As of today, there are only 50 days left in 2017. Crazy, right? Now's a perfect time to finish this year with all you got. What are you committed to? Let’s crush it!

stop settling. start living

clark


The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @clarkdangerous
Facebook ► /clarkdangerous
Instagram ► @clarkdangerous
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA


► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu
► Free 11 Questions to Change Your Life http://refusingtosettle.com

Let me ask you something: No judgment here. but can you honestly say you’ve applied what you learned in the last book you’ve read?

On a scale of 1 being nothing and 10 being cover to cover application?

Mental Masturbation is when you get off on ideas.

It’s undeniable. There’s a TOTAL rush from learning. Get it from reading and figuring things out. Feels GOOD. Get so amped up.
Then… move on to next book. Next seminar. Next Ted talk. Next Online Course.

These are also called "Success Fantasies"
Every guru tells you to DREAM BIG (LOA)
“ONE DAY” is the daydream

FANTASY: Business “ONE DAY” I’ll start — passive income — beach pina colada.
REALITY: Takes startup time — everything sounds easier when you’re listing to someone talk about it. Like in class vs. a real test. Like practice vs. actual game. Like alone practice drums vs. on stage in front of 4k people.

SOLVE: Kid going through my VBA course — posted in facebook group about how he’s going to do xyz - ALL plans - I stopped him. Forbid him from watching another single video until he took action today. Film FIRST video. EVERYTHING else in the course will become so clear once you have that video. You start to see things differently

FANTASY Health: Ran a podcast for 3 years. Emails so detailed asking minute questions. “ONE DAY” I’ll get in shape when I know enough. People trying to LEARN health and make it perfect.

REALITY Getting healthy and making changes sucks. Long process. Started, they would LOSE the fantasy daydream about getting in shape. See the p90X infomercials and get PUMPED by picturing yourself there. Me too!

SOLVE Ditch the fantasy. Start applying what you know. What do you know that you honestly aren’t doing?

see you tomorrow!

stop settling start living
clark

The course on how I made money while traveling the world: ► https://www.myvideobreakthrough.com

The app I used to save $11,000 for my trip without noticing: ► https://goo.gl/FRuXC4

YOU MAY ALSO LIKE
Journaling Series ► https://goo.gl/e6j6H6
The BEST OF Series ► https://goo.gl/5Spvy6
How to Get Rich Series ► https://goo.gl/Q7wbc5

SOCIAL
Twitter ► @refusingtosettle
Facebook ► /refusingtosettle
Instagram ► @refusingtosettle
Snapchat ► @clarkdangerous

SONGS
Get royalty free music for your videos (what I use) ► https://goo.gl/OoPgFA

Direct download: What_Successful_People_DONT_Do.mp3
Category:general -- posted at: 12:00pm PDT